ACH Notification of Change (NOC)

ACH Notification of Change (NOC) is a notification that some part of the information that was submitted during ACH processing was incorrect, but the transaction was still processed without error. This may occur for a variety of reasons, but the most common is that the account number formatting was incorrect. NOCs are returned in the same manner as ACH Returns. In many cases, a rule can be configured to automatically update information stored within the system to conform with the contents of the message.

Data Types

AchNotificationOfChangesResponse

Key	Value	Notes
type	ach-notification-of-changes
id	UUID
Attributes
code	String	Standard ACH NOC Code (CO1,C02, etc ...)
reason	String	A human readable description of the change reason
metadata	Metadata
created-at	Timestamp
updated-at	Timestamp
Relationships
ach-batch-entry	AchBatchEntryRelationship
transaction	TransactionRelationship or RefundRelationship

AchNotificationOfChangesResponse

{
  "data": {
    "type": "ach-notification-of-changes",
    "id": "4c72784e-fb2a-4858-8067-95b6e36d54c0",
    "attributes": {
      "code": "CO1",
      "reason": "Account number formatting error",
      "metadata": {},
      "created-at": "2022-06-21T23:34:04Z",
      "updated-at": "2022-06-21T23:34:04Z"
    },
    "relationships": {
      "ach-batch-entry": {
        "data": {
          "type": "ach-batch-entries",
          "id": "4c72784e-fb2a-4858-8067-95b6e36d54c0"
        }
      },
      "transaction": {
        "data": {
          "type": "transactions",
          "id": "4c72784e-fb2a-4858-8067-95b6e36d54c0"
        }
      }
    }
  }
}